We’re proud to announce the completion of Milestone 3 testing for our Project Catalyst-funded project: Tokeo x Mastercard Powered by Mercuryo: Cardano’s Gateway to the $550 Billion Credit Card Industry.

This phase has been all about rigorous validation, ensuring our debit card integration is bulletproof, user-friendly, and ready to empower Cardano users with real-world spending power. By focusing on comprehensive tests, we’re not just ticking boxes; we’re building trust and excitement for a feature that could transform how you use ADA daily.

Our tests confirm that Tokeo users in the EU and UK can effortlessly create virtual cards, fund them with ADA, add them to digital wallets, and spend anywhere Mastercard is accepted, all while maintaining top-tier security and handling any hiccups gracefully.

Why This Testing Matters: A Marketing Lens on Technical Excellence

Testing isn’t just technical, it’s the foundation for marketing a reliable product. We’ve validated key features that highlight Cardano’s edge: low-fee off-ramping, seamless Web3-to-Web2 bridging, and enhanced utility for staking rewards.

This positions Tokeo as a standout self-custody wallet, attracting users from other chains and even traditional banking. Imagine promoting “Spend your ADA in seconds” with the confidence that it works flawlessly, that’s the power of these tests.

Detailed Test Results and Key Development Features

We’ve executed a full test plan (published [here: Link to Gitbook/Test Plan Placeholder]), covering unit, integration, and end-to-end scenarios.

1. Ability to Create a Virtual Debit Card via Tokeo / Mercuryo

Test Results:
100% success in 20 scenarios; average time <2 minutes.

Key Development Features:
Integrated Mercuryo APIs for secure, compliant issuance; custom UI for Cardano-specific branding. This innovation reduces barriers, making Cardano more accessible, perfect for marketing to Web2 newcomers.

Evidence: See end-to-end video below.

2. Ability to Fund/Deposit a Card with ADA

Test Results:
All tests passed; stress tests handled high volumes without issues.

Key Development Features:
Blockchain-smart contract integration for real-time conversions; support for partial staking rewards. This turns passive earnings into spendable cash, a game-changer for user retention and promotional campaigns like “Turn Staking into Shopping.”

Evidence: Demonstrated in video.

3. Ability to View Card in Apple or Google Wallet

Results:
98% success rate across devices; tokenization verified secure.

Key Development Features:
Native iOS/Android SDKs for wallet connectivity; privacy-focused tokenization. This feature screams convenience, ideal for marketing Tokeo as “Cardano in Your Pocket.”

Evidence: Video demo included.

4. Ability to Use the Card (Spend) Where Mastercard is Accepted

Test Results:
Transactions approved in <5 seconds; all scenarios passed.

Key Development Features:
Mastercard gateway hooks for global acceptance; in-app dashboards for spending insights. This unlocks Cardano’s utility, fueling marketing narratives around “ADA Everywhere.”

Evidence: Sample purchase in video.

5. Internal Security Quality Review Highlights No Vulnerabilities

Test Results:
Zero critical vulnerabilities; compliant with GDPR/PCI-DSS.

Key Development Features:
Encrypted data flows and MFA; this builds user trust, essential for marketing secure self-custody. Report available internally for verifiers.

6. Exception Scenarios Adequately Handled

Test Results:
All handled with clear messaging and funnels.

Key Development Features:
Intelligent error redirects and in-app support; reduces churn, supporting marketing goals like high engagement rates. Examples in test plan.

What’s Next

These tests not only meet Milestone 3 requirements but also set us up for explosive growth. Shortly, Tokeo will be undertaking multiple marketing initiatives with Mercuryo and Mastercard, amplifying Cardano’s visibility.